Selling your home in today's market can be quite an adventure!

With changing interest rates, disclosure laws, environmental concerns, and fluctuations in market status, selling your own home can become a tiresome undertaking. It can also be very time-consuming and expensive, with signage, advertising, promotions, and just the hassle of fielding the phone calls, trying to separate the "tire-kickers" from the real prospects, and showing the home (often many times) to people who weren't really interested in the first place ...

Wouldn't you rather hire a Professional?

Selling your home with a Realtor© can ease the hassles of the selling process,
give you peace of mind, and best of all, it makes financial sense ...

The Median Price of Homes Sold with the Assistance of a Realtor©
was 16% higher than Homes Sold by Owner.
* information from NAR sales data.

Many property owners are "staying put" during the current economic downturn, which is a strategy we recommend for most homeowners who are not in a distress situation. However, it is possible that the current market can bring benefits to certain homeowners who wish to sell:

• The economic downturn has not affected all geographic areas and market segments equally.
• This is a great time to upsize! In the scenario of selling a smaller (less expensive) home to purchase a larger (more expensive) home, your savings on the larger home should more than offset any reduction in equity from the smaller home.
• Interest rates are still near historic lows, and our regional banks are still lending to qualified buyers. The effect of affordable lending will be compounded by the influence of the housing components of the recently passed Stimulus Package.

If you're considering selling your home or property, contact us for assistance in planning your strategy. In a challenging situation, it's imperative to have a seasoned professional team representing you to optimize every facet of marketing your property.

We have been contacted by property owners who are "upside-down" (they owe more on their mortgage than their property is worth) and are having trouble making payments due to changes in their personal financial situation. This stressful scenario can often be mitigated with careful evaluation and action:

• The first step is a complete market analysis and debt evaluation to determine the true status of the property.
• We can consult with the current Lender as well as with additional mortgage professionals to determine if refinancing or mitigation is possible, and if the situation qualifies for assistance under the new Homeowner Affordability and Stability Plan.
• In distress/duress situations, we can help determine if the situation qualifies for a short sale.
• We can coordinate with Lenders and their vendors to effect a short sale if applicable, or to attempt to postpone foreclosure proceedings long enough to effectively market the property.

Letting a property go into foreclosure is one of the worst marks you can have on your credit, but it can often be avoided by professional intervention. If you are experiencing this situation with your property contact us for a confidential consultation. We have specialized training and resources for dealing with these complex negotiations, as well as the patience and resolution to see them through.